WealthExact
Guides
Each guide walks the primary-source reasoning behind a financial rule — the statute, the IRS form line mapping, the worked example — and links to the paired calculator where you can run your own numbers. The standard is the same as the tools: show the math, name every assumption, cite the source. No fabricated author credentials; the sourcing is the trust signal.
The accounts cluster guides come first because that is where the gap is real: the informational SERP is held by custodians with authority but no step-by-step Form 8606 walkthrough and no calculator paired to the explanation.
How IRC §72(t)(2)(A)(iv) and IRS Notice 2022-6 define penalty-free early IRA withdrawals — the RMD, fixed amortization, and fixed annuitization methods with the IRS worked example, the interest-rate cap rule, and the recapture risk that makes every SEPP an irrevocable, multi-year commitment.
Read guide →The Pro-Rata Rule, ExplainedHow the IRS calculates the taxable fraction of a Roth IRA conversion — the Form 8606 math, the clean-backdoor case, and why your year-end balance across all non-Roth IRAs determines the outcome.
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